You generally do not need to hire a general contractor or home inspector for routine checkups on a fixed schedule. However, a common recommendation is a comprehensive professional look-over every 2 to 5 years. Opinions on full checkups vary, as many homeowners inspect only when a specific problem arises, while others prefer a proactive schedule.
General Guidelines by Home Age
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Newer homes (under 10 years): Every 3 to 5 years (plus an 11-month builder warranty inspection).
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Older homes (10+ years): Every 2 years (or annually if the house is 20+ years old or in an extreme climate).
What You Should Do Instead of Hiring a Contractor Yearly
Instead of paying a contractor or home inspector for frequent walk-throughs, you can handle most maintenance yourself and bring in specialists only when needed:
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Monthly/Seasonal DIY Checks: Test smoke and carbon monoxide detectors, inspect under sinks for leaks, clear gutters, and check your HVAC filters.
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Annual System Tune-Ups: Hire specific trade technicians (like an HVAC specialist for your furnace and AC) rather than a general contractor once a year.
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When to Call a Professional: Hire a pro or inspector when you notice new wall cracks, roof leaks, strange electrical behavior, or before/after major remodels.
